Website Eye » financial

Disadvantages of Paypal payment system

Contributing Author — Tue, 27 Nov 2007 21:40:02 +0000

PayPal is a the most popular online payment system today. However, even this service has its own share of serious drawbacks. It’s really unfortunate that PayPal does not allow free payments from credit cards to people who don’t have paid premium accounts. It makes people to upgrade to a new level even though it is only for accepting just one payment.
Another time I accepted payment from a person from Canada. The payment was in Canadian dollars and PayPal “conveniently” set unfavorable exchange rate. Common, that’s ridiculous! PayPal also does not honor bank accounts from some countries even though buyer trust seller. I’m sure this problem occurs quite regularly on eBay. It’s understandable that online you can never be sure but still Paypal fraud protection procedures are a bit too excessive.

Review of creditcards-gb.co.uk

Contributing Author — Tue, 23 Oct 2007 16:51:51 +0000

Creditcards-gb.co.uk is a British website that helps users to compare and apply for a credit card. The website has a lot of content and definitely has many credit card application options to offer. Visitors to the site are presented with a long list of credit cards from major financial companies that offer credit to individuals. Creditcards-gb.co.uk organizes lenders alphabetically and gives enough information for a potential borrower to make a choice. The site understands that every individual and every business have different financial needs and tries to accommodate them. The website categorizes credit cards by interest rate, availability of bonuses and rewards, cash back or monetary reward options. There are several pages on the site that are dealing with credit cards for students and business as well as credit cards for people with bad credit. Perspective clients can search by credit card issuer in order to find a bank of credit organization they think will suit them best. The site also offers links to 0% balance transfers and 0% credit cards
creditcards-gb.co.uk was launched in 2002 in Glasgow, Scottland and has been successful ever since.

Review of selectloans.co.uk

Contributing Author — Thu, 04 Oct 2007 17:07:03 +0000

Select Loans is a financial website for UK residents. The website is essentially a guide on finding both secured and unsecured personal or car loans. As everyone who has ever looked for a loan knows, the unsecured loan rates varying enormously between lenders, sometimes as much as 5%. Obviously, any smart perspective borrower should do his homework.
Selectloans.co.uk is a good resource for anyone in UK who is interested in obtaining a personal loan. The website educates visitors on secured loans, home and car loans and other credit options. Selectloans.co.uk also provides information on financial options for people with bad credit history and low credit ratings. There are special pages on the site that are devoted to guaranteed car loans and secured loans. The site has comprehensive reviews of prominent British lenders including Alliance & Leicester, Bank of Scotland, Sainsbury’s, British Gas. Visitors can not only compare available personal loans but also apply for a loan by filling out a short form. Select Loans forwards application form to its financial partners and they respond to applicants directly. Selectloans’s content is straight to the point and the whole site is tastefully designed and is fairly educational.

Review of advancestart.com

Contributing Author — Sun, 23 Sep 2007 17:08:52 +0000

Advancestart.com is a new financial website. The site targets British residents as its primary focus group and offers a variety loans for UK residents. The website is essentially a guide on finding cheap secured loans, secured-home-loans and secured personal loans. With unsecured loan rates varying enormously between lenders, any perspective home buyer or real estate owner should shop around for the best rate. Advancestart.com also helps in obtaining second mortgage financing. The website does a good job in educating homeowners on how to get cash for home improvements. Advancestart.com also provides information on financial options for people with bad credit history and low credit ratings. There are special pages on the site that are devoted to guaranteed car loans and secured loans. The site has comprehensive reviews of prominent British lenders. Visitors can not only compare available personal loans but also apply for a loan by filling out a short form. Advancestart.com forwards application form to its financial partners and they respond to applicants directly. Advancestart.com educates visitors on secured loans, home and car loans and other credit options. Site content is straight to the point and the whole site is tastefully designed and is fairly educational.

Review of acteducationloans.com

Contributing Author — Thu, 02 Aug 2007 03:57:02 +0000

An average American student graduates up with thousands of dollars in debt. Tuition costs are always rising and usually people end up taking several loans to covered tuition and accommodation expenses. The loans are provided by different banks with different rate and repayment rules. Most students graduate with completely mixed up repayment schedule and several checks to write each month. This is where loan consolidation websites come to help.
Acteducationloans.com is a very useful website about college loans consolidation and ways to pay for education in the United States. The website teaches basics of financial aid and explains why it is beneficial to consolidate student loans. The site has links to many useful resources on the subject and explains the basic rules of the borrowing money for education and repayment process. The site gives advice on Private Education Loans and eligibility for them. Students may borrow up to $40,000. The site also covers less popular loans such as K-12 loans and financing for special education programs. Visitors have opportunity not only to learn about education financing options but also to apply online for student loan consolidation. Especially interesting is the section about repayment options and ways to lower interest rate (it could be done by making 36 or 48 payments on time).
Overall, it is a fairly useful website for students and their parents. The site has a lot of useful information that could save thousands of dollars. Acteducationloans.com features good design, easy navigation and lots of useful information that could save thousands of dollars. The site is run by The Student Loan Network , a non-profit organization from Quincy, MA.

Review of weslend.com

Contributing Author — Sat, 07 Jul 2007 08:00:12 +0000

Weslend.com is a new website about mortgages. The site’s motto is “Mortgages Made Easy” and it’s doing a nice job proving that. The website is clean and easy to navigate, complete with one-click access to telephone and e-mail support and simple application forms that allow perspective borrowers to quickly receive a mortgage quote or a reply from a bank. Sections of the site educate visitors on interest rates, mortgage terms, refinance information and conditions for qualifying for a mortgage.
Weslend Mortgages is an American company with headquarters in Irvine, CA. Weslend Mortgages is a licensed lender in a dozen of American states including California.

Review of PayDayCashAdvanceLoans.Biz

Contributing Author — Sat, 23 Jun 2007 22:35:31 +0000

PayDayCashAdvanceLoans.Biz is an online payday loan company. The company offers Payday Cash Advance Loans, Payday Cash Advance and Fast Payday Loans. It’s a relatively new financial market – offering short-term loans to private people over the Internet. They idea sounds financially viable, even though it targets only specific demographic groups.
PayDayCashAdvanceLoans.Biz offers borrowers general information about the payday loan process and helps put consumers in contact with lenders specifically tailored to their cash advance needs. The site maintains that any information is useful when it comes to applying for payday loan. The site gives visitors some pointers on which step they should use in order to improve their financial standing and on how to apply for a short-term loan. And remember, there is nothing wrong with shopping for a best Payday Cash Loan rates available on the market.

Mortgage comparison website

Contributing Author — Thu, 19 Apr 2007 05:48:52 +0000

Personalhomeloanmortgages.com is a loan and mortgage website that focuses on American market. The website has been launched less than a year ago and is constantly growing. Since our last visit the amount of useful content on the site has grown substantially. The whole section is devoted to Mortgage Rates and mortgage calculators. Mortgage rates include fixed, variable, adjustable interest rates as well as rates for home equity loans.

With so many competing lenders on the market, it’s a good idea to research current interest rates first. The next step is calculation of monthly payments with mortgage calculators. Knowing the exact amount of money that new house will cost every month is invaluable information for any smart home owner. And the sooner perspective buyer knows the price, the better buying decision he is going to make.

Review of SecureInsuranceQuotes.com

Contributing Author — Sun, 08 Apr 2007 05:51:34 +0000

SecureInsuranceQuotes.com is a website about car insurance. The website claims to be an online guide for different types of insurance quotes. The website is offering a variety of insurance options to meet all possible insurance needs. In addition to popular types of insurance policies, the site has some exotic offerings such as pet insurance. Visitors to the site can get information on topics ranging from travel insurance quotes to Florida Business Insurance or Massachusetts Title Insurance . Perspective customers are presented with quotes from several competing financial organizations. SecureInsuranceQuotes.com has a team of insurance experts on staff consisting of licensed insurance professionals.
Insurance guide page explains most important topics such as principles of basic car insurance policy, how to reduce one’s premium, places to shop around for the best quote or how car insurance premiums calculated. Even though most information is specific to American market, the universal principals of calculating insurance premiums and getting insurance quotes from different banks are still applicable here.
Overall, SecureInsuranceQuotes.com is quite resourceful and easy on eyes.

Review of eMoneyCentral.com

Contributing Author — Sat, 07 Apr 2007 21:44:02 +0000

eMoneyCentral.com is a new financial website that reports on high yield bank and credit union accounts. Getting a higher yielding account gives customers a little extra spending money and ability to setup some sort of an “emergency cash fund”. It’s really important and vastly profitable to put some money in a high yielding or high yield savings accounts. The website lists some of the highest yielding accounts available in the industry. eMoneyCentral.com allows to compare different bank account offering as well as bonus offers from major credit organizations.
The website is well-designed, easy to navigate and has a lot of content. The most useful feature is the ability to compare dozens of high yield account offerings from many well-established banks and select the best deal. Visit eMoneyCentral.com for further bank information, high yield savings accounts and current yields.

Review of premierstudentloan.com

Contributing Author — Wed, 04 Apr 2007 22:29:45 +0000

With constantly raising tuition costs, an average American student graduates up with several loans to cover tuition and room and board costs. The loans are provided by different banks with different rate and repayment rules. So most people end up with completely mixed up repayment schedule and several checks to write each month. This is where loan consolidation websites come to help.
Premierstudentloan.com is a very useful website about college loans consolidation and ways to pay for education in the United States. The site gives advise on Student loan refinance . Premierstudentloan.com explains the basic rules of the borrowing money for education and repayment process. The website teaches basics of financial aid and explains why is it beneficial to consolidate student loans. The site has links to many useful resources on the subject including California student loans and Colorado student loans .
Premierstudentloan.com features good design, easy navigation and lots of useful information that could save thousands of dollars. Overall, it’s a useful website for students and their parents.

Review of securedcreditcards.in

Contributing Author — Sun, 01 Apr 2007 19:52:55 +0000

Securedcreditcards.in is a new website that offers Secured Credit Cards to perspective clients. Secured credit card is different from a regular credit card because they require a cash collateral deposit, which becomes the credit line for the account. Those cards are easier to obtain for people with bad credit. The site gives visitors some pointers on which step they should do in order to improve their financial standing and how to apply for a credit card.
Securedcreditcards.in has several articles on the site that help to deal with bad credit and credit options. The website gives an explanation of what options are available for people with less than perfect credit history. The site maintains that any information is useful when it comes to fixing credit history and explains and why secured credit cards could be very helpful in restoring credit history.

Review of nextstudent.com

Contributing Author — Mon, 26 Mar 2007 23:30:23 +0000

Nextstudent.com is a very useful website about college loans consolidation and ways to pay for education in the United States. Average student ends up with several loans to cover tuition and room and board costs. The loans are provided by different banks with different rate and repayment rules. So most people end up with completely mixed up repayment schedule and several checks to write each month.
This is where loan consolidation comes handy. Nextstudent.com is a Student Loan Consolidation website that explains the basic rules of the game. They even have Consolidation 101 section on the site. Nextstudent.com teaches basics of financial aid and explains why is it beneficial for you to consolidate student loans. The site has links to many useful resources on the subject. Visitors have opportunity to apply online to get a school loan consolidation quote.
Overall, very useful website for students and their parents. Good design, easy navigation and lots of useful information that could save thousands of dollars.

Review of suddenloan.com

Contributing Author — Fri, 23 Mar 2007 19:30:03 +0000

Suddenloan.com is a new website that helps looking for a quick loan online. Sudden Loan educates visitors about short-term loans. The site gives some financial advices to emergency and payday loan seekers. Users who are interested in obtaining a quote are redirected to partner websites.
The website is a good resource for anyone who is interested in obtaining loans. The website has only several pages and not much information on the website right now but hopefully this will change in the future.

Review of nationsfinance.co.uk

Contributing Author — Tue, 13 Mar 2007 08:06:41 +0000

Nations Finance is a British financial organization. The company presents nationsfinance.co.uk, its new personal finance site. The site instructs on obtaining
personal loans in the UK. The website allows its users to compare and choose the best credit cards, personal loans and savings accounts available on the British market. Visitors to the site are encouraged to compare credit cards and car insurance from leading British financial institutions and select the right one. In addition to quotes, the site gives information on loan providers, banking and credit terminology, typical APR and loan amounts. Nations Finance also offers Saving accounts and other traditional banking services. The website also has financial news information from various sources and several practical guides to borrowing money in the Great Britain.

Mint Credit Cards

Contributing Author — Tue, 20 Feb 2007 18:57:01 +0000

MINT, a British financial company, has recently introduced a new credit card product – a mint credit card. The company has issued and marketed mint credit cards of unusual shape for four years now. The card is offered as both standard credit card and the MC2 card with bottom right-hand corner removed. This is the first change in the shape of credit cards in the UK for 37 years. The design of the credit card is very innovative and it’s very likely that the idea might catch on.
MINT not only issues credit cards but also sells insurance and provides loans and mortgage financing. Currently the company has several attractive borrowing options including 0% interest on balance transfers and purchases for a whole year.
MINT is a credit card arm of The Royal Bank of Scotland Group, one of the oldest and the most respective financial companies in the Great Britain.

Review of 96bosses.com

Contributing Author — Fri, 16 Feb 2007 17:03:41 +0000

Financial industry consists not only of traders and stockbrokers. There are tens of thousands of technical professionals working on Wall street. Surprisingly, there are very few sites that provide information for this group of people. One of those sites is called 96bosses and it is trying to be an information portal for financial industry professionals. This is a brand new site, not so much content on pages and no messages on the forum. Yet I have a feeling it might grow and prosper. The reason for this is simple – clear focus on only one specific topic. Wall Street, technical side of financial industry, tips for perspective job seekers. Articles discuss topics such as advantages of big banks and small hedge funds , computer technologies and programming languages used by Wall Street firms and so on. The website even offers for sale an e-book called “So You Want To Be A Wall Street Programmer?”
The website is a private project run by Andrey Butov, a young Wall Street technical professional.

Review of secureloanconsolidation.com

Contributing Author — Sat, 10 Feb 2007 20:25:40 +0000

Secureloanconsolidation.com is the new financial information website. The site allows customers who have Credit Card Debt to compare and select the best consolidation loan. With ever-increasing amount of money Americans are owed their banks, this service is ery useful for millions of consumers. Credit Card Debt Consolidation is a very smart move on a borrower’s side – not only the customer combines all his or her outstanding balances into one loan, but it’s always saves a lot of money. With interest rates approaching 15-20% annually, this decision can save thousands of dollars every year.
Secureloanconsolidation.com is a growing website. Even though it was online for only several months, the website adds more and more useful information to its site and helps more and more customers to fix their financial problems.

Review of esmarttax.com

Contributing Author — Wed, 24 Jan 2007 22:15:58 +0000

eSmartTax says that it’s never too early to do your taxes. Even though tax deadline is almost three months away, the company encourages tax payers to fill their 2006 taxes as soon as possible. If you already do your taxes on your own, eSmart Tax will save you time and headache. The software is easy to use and doesn’t cost much so Smart Tax is a good choice for online tax preparation and tax filing this year.
The company designs and manufactures eSmart Tax Online Tax Filing Software that could be used primarily by individuals. The software package is designed with “average Joe” in mind and is pretty straight-forward. eSmart Tax Software offers an online solution for IRS tax form preparation and filing. The company promises tat with its software will be no calculator errors and redoing taxes by hand to fix paper filing mistakes. Tax preparation is all typed and saved online together with online forms that are tested and authorized by the IRS. eSmart Tax software users could file their taxes only with a click of a button. And the sooner the 2006 tax forms are filed, the sooner refund check would arrive.
eSmart Tax online software includes all available features – filing taxes, free resubmission (if required) and free printing of tax forms. There are no hidden costs associated with their service. The pricing for eSmart is following: 1040 EZ for $7.95, 1040 / 1040A for $14.95, State Tax Returns for $12.95. 1040EZ-T and Form 4868 Extension are offered for free. The company charges $30 to print and e-file both your Federal and State tax filing. This is a bargain in comparison to $60-150 dollars that HRBlock or other major accounting companies are charging for similar amount of work.
Additional features included with all of our options include ability to create up to three different tax scenarios – pretty much like having three different tax return form without all the eraser marks. The website also has sections for tax professionals, information on multi-file licenses as well as ability to double check and refile prior year tax filings.
Other software products offered by eSmart include Payroll Tax Software and Simple Payroll Tax Services. Company’s SmartTax Support Center is the easy, convenient and efficient way to get accurate and clear answers to customer’s inquiries. The company invests in improving its tax products and have made major enhancements to the last year’s version.
eSmart Tax is a subsidiary of C&S Technologies Inc. and is headquartered in Milpitas, CA.

Review of FastHomeLoans.com

Contributing Author — Sun, 21 Jan 2007 22:03:56 +0000

FastHomeLoans.com is a new website that helps looking for a loan online. Fast Home Loans educates visitors about mortgage loans, home equity and home improvement loans as well as debt consolidation financing options available. The site gives some financial advices to loan seekers. Users who are interested in obtaining a quote are redirected to quotefinancial.com website.
The site announced several financial tools but at the present time only repayment mortgage calculator was functional. There is no much information on the website right now but hopefully this will change in the future.

UK Insurance Comparison Website Review

Contributing Author — Fri, 19 Jan 2007 04:53:36 +0000

quotezone.co.uk is an UK Insurance Comparison Website Review. The website gives insurance quotes for automobiles and home insurance quotes
from various British loan websites, banks, direct insurers or brokers.
Since quotezone.co.uk is an aggregator of quotes, visitors have access to more insurance quotes than competing websites could offer. And having been exposed to more quotes, perspective customers could find better quotes and less expensive insurance policies. Visitors can receive up to twenty different quotes from different websites in less than two minutes.

Most visitors to this site are probably looking for cheap car insurance. And quotezone.co.uk has helped hundreds of borrowers over time. The company also offers various insurance services such as life insurance, business insurance, boat insurance and many more policies. Their service not only saves a lot of time and potentially substantial amount of money. Perspective borrowers might find information relevant to their case and get more appropriate type of insurance for their properties. With insurance premiums going up in price almost every year, services like the one offered by quotezone.co.uk are in demand.

Review of personalhomeloanmortgages.com

Contributing Author — Tue, 02 Jan 2007 00:21:57 +0000

With real estate prices rising all over the United States, getting a good home loan or refinancing deal becomes increasingly important. There are many websites catering to this particular niche and only a few websites stand out from the crowd.
personalhomeloanmortgages.com gets ahead in the competition by offering local information to perspective borrowers. The company understands that buying a house in Idaho is different from buying an apartment in Manhattan. The website has real estate data for all 50 states as well as some local business information and comparison of the local market to the rest of the United States. It’s a good place for people looking for mortgages, home equity loans, refinancing or other mortgage-related information.

Review of ADVFN financial website

Contributing Author — Tue, 19 Dec 2006 21:37:00 +0000

ADVFN.com is a British financial website. ADVFN offers a lot free services including stock news prices and charts service. ADVFN.com is the largest stocks and share website in the UK that also and has presence in Japan, Brazil, Italy, France and Germany. The website is trying to provide private investors with as much free data to help making trading decisions. www.ADVFN.com free services include market data from NASDAQ, NYSE, London stock exchange, Tokyo stock exchange, Pink sheets and nearly all other world exchanges. In addition to free real-time stock trading data, the website also has full featured interactive streaming charts and tools, the list of biggest gainers and losers for world markets, fully configurable stock alerts and other portfolio tools.

Review of advancerestaurantfinance.com

Contributing Author — Sun, 12 Nov 2006 09:40:00 +0000

Starting or renovating a restaurant comes with a hefty price tag. Advance Restaurant Finance, a California lender, specialises in Restaurant Loans. The company assists in obtaining short-term capital loans for small and medium-sized businesses. Advance Restaurant Finance offers some of the most competitive rates available Not only the rates are great, but the interest paid on the loan is tax deductible. ARF helps restaurants with less than perfect credit.
Advance Restaurant Finance is a licensed lender and claims to have straight-forward application process and fund quickly. The company has been established in 2001 and provides working capital for merchants in all 50 states.

Review of accountingparadise.com

Contributing Author — Wed, 01 Nov 2006 21:16:00 +0000

Accounting Paradise is offering online bookkeeping services to small businesses. The website has a whole set of accounting, bookkeeping and tax tools specially designed for start-ups and companies with a small number of employees. The company set up a whole bookkeeping system that is designed to cover all financial aspects of operating a small business.
Accounting Paradise also offers Bookkeeping Quickbooks. The company have very inexpensive prices. For instance, payroll services are starting at only six dollars per month per employee. Right now customers can purchase QuickBooks Online with 20% discount and complete package of bookkeeping services for only $10 per month.
The company has been established two years ago and offers telephone support at 800 number. The company has partnered with EastBiz.com, Inc to offer a complete set of financial services for small businesses.
Accountingparadise.com seems to be a reliable and very inexpensive provider of online accounting services.

How to spot and avoid mortgage fraud

Contributing Author — Wed, 25 Oct 2006 22:15:00 +0000

PersonalHomeLoanMortgages.com helps borrowers to find the best home loan mortgage available. The website helps borrowers to understand the mortgage process and possible problems that might occur when you look for financing. PersonalHomeLoanMortgages.com offers tips on how to spot and avoid mortgage fraud and data abuse. The site has extensive mortgage directory and forums for users to exchange opinions and ideas. PersonalHomeLoanMortgages.com also features a lot of helpful industry information and tips for home buyers.
Since the cases of mortgage fraud has become more common recently and a number of horror stories were told, perspective borrowers should listen to suggestions about mortgage fraud, hidden fees and the transparency of information in the borrowing process. The website protects customer data is through SecureTrust which guarantees compliance with FTC, DoNotCall & Can Spam regulations.
The website helps consumers fully understand the details of borrowing process and encourages users to use information gained at the site to protect themselves.

Review of niceloans.co.uk

Contributing Author — Sat, 30 Sep 2006 22:31:00 +0000

Niceloans.co.uk is a new website that promises its users easy access to cheap loans. This is a British company and the website is targeted toward UK residents. Niceloans.com shows how simple it is to obtain a cheap loan. It’s a comprehensive guide on finding a cheap rates on personal or business loans. NiceLoans help thousands of customers every month.
The website educates visitors on a number of lending concepts and procedures. Niceloans.co.uk also provides information on financial options for people with bad credit history. Visitors can not only compare personal loans but also apply for a loan by filling out a short form.
The website is tastefully designed and is fairly educational. With interest rates varying quite substantially between lenders, perspective borrowers should get as much information as possible before signing the papers. Niceloans.co.uk is a good resource for anyone who is interested in obtaining loans in UK.

Review of personal finance site

Contributing Author — Wed, 27 Sep 2006 13:25:00 +0000

Mungo Money is a new British personal finance site. The website allows its users to compare and choose the best credit cards, personal loans and savings accounts available on the British market. The website has a comprehensive review of available credit options. Visitors can compare UK credit cards and personal loans. Each credit offer is evaluated based on balance transfer, cash back option, interest rate, loyalty and other factors.
Mungo Money offers some free information about credit cards industry in UK. The website is tastefully designed and is easy to navigate.

Review of needspeedycash.com

Contributing Author — Fri, 18 Aug 2006 21:49:47 +0000

Needspeedycash.com is an online payday loan company. The company offers Instant Payday Loan Online. It’s a relatively new market for short-term loans. They idea sounds financially viable, even though it targets only specific demographic groups.

Review of CreditCardSearchEngine.com

Contributing Author — Tue, 08 Aug 2006 01:34:06 +0000

CreditCardSearchEngine.com claims to be the best website compare and apply for Credit Cards. The website definitely has a lot of credit card application options to offer. Visitors to the site are presented with a long list of major financial companies that offer credit to individuals. CreditCardSearchEngine.com understands that every person and every business have different financial needs and tries to accommodate all financial tastes. The website categorizes credit cards by interest rate, availability of bonus airline miles, cash back or monetary reward options. There are several pages on the site that are dealing with credit cards for students and business as well as credit cards for people with bad credit. Perspective clients can search by credit card issuer in order to find a bank of credit organization they think will suit them best.
CreditCardSearchEngine.com is a wholly-owned subsidiary of CreditIndependence.com, Inc. The website was launched in May of 2000 and went international two years later.

Review of lenoxhomeloans.com

Contributing Author — Thu, 20 Jul 2006 21:41:42 +0000

Lenoxhomeloans.com is a new website on loans and mortgages. The website allows anyone to fill out a quick form and get a home loan quote in minutes. Perspective borrowers could prequalify for a loan by submitting an online form application. The website has a number of useful tools including paying points, affordability, APR calculators and interest rate articles and mortgage information. The site also has an affiliated business arrangement disclosure and licensing information pages. Lenoxhomeloans.com has close to 150 comprehensive articles om every topic related to home financing.
Lenox Home Loans website is run by Lenox Financial Mortgage, Irvine, CA company.